Are all cash loan providers authorised and regulated by the Financial Conduct Authority?
The Financial Conduct Authority regulate all legally operating credit providers in the UK. This includes pawnbroking & doorstep loans. If you borrow money from friends, family or illegal loan sharks, you will not be protected by the FCA.
We can help you find a loan that is right for you and offer a simple, straightforward application process designed to give you fast, convenient access to the cash loan market online.
Amount borrowed: ?1200 for 18 months Number of repayments: 18 Interest rate p/a: 49.9% (variable) Each repayment amount: ? Total amount repayable: ?
So that we can match you to the right lender or broker on our panel, we will need to carry out a soft search. We do this by sharing the personal data in your application form with Equifax Limited who are a credit reference agency. We then share your application with certain lenders and brokers on our panel who will also carry out a soft search to assess your eligibility for the product or service you are using our website to find. Soft searches do not affect your credit rating and are only visible to you and the firm that made them.
Before you commit to any type of loan, make sure you understand the amount you will need to pay back and over what period of time
Cashlady does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.
Cashlady will provide every effort to find you a loan. If we are not able to do this, we may transfer you directly to alternative firms and services which may incur a monthly fee, such as credit building tools if you choose to use them.
Cashlady is a registered Trading Name of Digitonomy Limited, Registered in England and Wales (Company number 08385135), Registered Office; Steam Mill Business Centre, Steam Mill Street, Chester, Cheshire, CH3 5AN. Digitonomy Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 690249. Licenced by the Information Commissioners Office, (registration number ZA007309)
*Once approved, your cash could be sent within minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Cashlady is not a lender but is a fully regulated and authorised credit broker which introduces borrowers and lenders for the purposes of entering into short-term unsecured loan agreements
Many Pawnbrokers offer unsecured loans alongside their core pawnbroking activities. This means you can choose to secure a loan against a valuable you own or simply take a cash loan.